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Figured digital wallets were a gimmick, now I'm all in. What changed your mind?
I used to think Apple Pay and Google Wallet were just a way for companies to track your spending. Then my card got skimmed at a gas station in Austin 3 months ago, and the bank took 10 days to refund $340. Meanwhile, my buddy pays with his phone everywhere and says the token system makes it way harder to steal. So I switched and honestly haven't had a single issue. What made you guys actually trust mobile payments, or do you still think it's overhyped?
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daniel5112d ago
I was the same way honestly, thought it was a gimmick too. But last winter I left my wallet at home and had to use Google Pay to get lunch and it just worked, no fuss. Then my sister got her card cloned twice in one year at restaurants where they take your card away. I still keep a physical card for emergencies but I don't think I'd go back full time.
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reese_bell2d ago
Think about it this way. With tap to pay, there's a hard limit on how much you can spend without unlocking your phone or entering a PIN. That's an automatic spending cap built right into the transaction. When you hand over a physical card, especially at a restaurant or gas station, you're giving them unlimited access to swipe it for whatever amount they want. I've seen guys get their cards run for double the bill by mistake or by someone who didn't care. The digital wallet forces a confirmation for every single purchase over a small amount. That alone makes it worth it for me.
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