Shoutout to the lady at the Chase branch who made me switch to mobile deposits

I used to drive 15 minutes every Friday to drop off checks at my local branch in Phoenix. Old habits I guess. One teller named Maria kept telling me to just use the app. I said nah I like the receipt. Then one Friday I got stuck in traffic for 45 minutes because of a crash on the 10. Next week I tried the mobile deposit thing and it cleared in 2 hours. Been doing it for 6 months now and I feel dumb for wasting all that time and gas. Anyone else have a bank employee give you advice you ignored forever?

3 comments

3 Comments

kevin_flores1mo agoMost Upvoted

@beth_baker69 yeah Maria actually got me to switch to a high yield savings account too. I was losing like $50 a year in interest at Chase while my money sat there. Funny how we listen to everything except the people who actually see our accounts.

beth_baker691mo ago

That part about feeling dumb for wasting time and gas really hit me. My buddy Tom used to go to the same Wells Fargo on Shea Boulevard every single Tuesday for like two years to deposit his landscaping checks. The branch manager kept telling him about the mobile deposit limit increase and he just shrugged it off. Then one day his truck broke down in the heat and he had to wait three hours for a tow. He downloaded the app that night and now he deposits checks from his jobsite. He says he probably burned through a full tank of gas every month just to do what his phone could do in thirty seconds. Did Maria ever give you any other banking tips that actually worked out?

ryanprice27d ago

The "truck broke down in the heat" part is exactly what it took for me too. I was driving 15 miles each way to deposit checks from my handyman gig until my alternator died in a parking lot. What actually worked for me was setting up automatic transfers to my savings account on payday... Maria told me to treat savings like a bill you have to pay. I started with just $25 a week and now I've got a real emergency fund without thinking about it.