Loading…
4
A quick chat with my barber about his credit card totally changed my mind
He was telling me how he got a secured card with a $200 deposit from Capital One after his divorce wrecked his score. He said he put his phone bill on it, paid it off every single month, and his score jumped 80 points in under a year. What's the fastest score boost you've ever seen from something simple like that?
3 comments
Log in to join the discussion
Log In3 Comments
grant8385mo ago
Saw my cousin do something similar with a store card. Just bought gas and paid it off, and his score shot up like 60 points in six months. It's crazy how that works.
6
reese_bell5mo ago
Wait, 80 points in under a year? That's wild... I know it helps but that seems crazy fast. My friend had a card for like two years and only saw half that jump, even paying it off. Makes me wonder if the barber had other stuff fixing itself at the same time. @grant838, your cousin's jump sounds more like what I'd expect, but still, 60 points is no joke.
2