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Can we talk about how a $90 credit repair letter service almost cost me 40 points instead of fixing anything
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thomas_roberts50m ago
Noticed this same thing with those "quick fix" services all over the place now. Pay $90, get a letter that disputes everything at once, and the bureaus just flag it as frivolous and toss it. Watched a coworker do one of those credit sweep things and her score dropped because the accounts came back verified with fresh dates. The whole thing works on volume and hope, not actual results.
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