Hit 720 after fixing my utilization math mistake

I thought keeping balances under 30% was fine, but I was only looking at the total card limit instead of the per-card ones. My one small store card at 60% was dragging me down, so I paid that down and my score jumped 40 points in one cycle. Anyone else miss the per-card thing until their FICO called it out?

0 comments

0 Comments

No comments yet

Be the first to share your thoughts on this discussion.