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Hit 720 on my credit score after that collection mess from 2019
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the_miles2d ago
720 is a solid spot, good work. I was stuck around 650 for almost two years after a medical bill went to collections in 2020. What finally pushed me over 700 was getting a secured credit card through Capital One with a $200 deposit, using it just for gas and paying the full balance every two weeks. Did you do anything specific to get those last few points to hit 720?
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parkerkim2d ago
850 limit on a Discover It card helped me, kept balance under 10% each month.
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