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I got a 40 point drop from a single credit check in Phoenix
I applied for an apartment here in Phoenix last month and they did a hard pull on my credit. My score went from 720 to 680 almost overnight. I thought one check wouldn't matter that much. How long does it usually take for a hard inquiry to stop hurting your score?
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skyler5161mo ago
Give it time" is usually the advice but that 40 point drop is rough. In my experience those hard pulls stay on your report for 2 years and keep dragging you down for a good 6-12 months before they start to fade.
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mary2392mo ago
Mine bounced back after a few months, just give it time.
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mark_hernandez122mo ago
Totally agree with @mary239. Mine came back stronger after I switched up my routine. Patience is key.
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