My boss told me in 2019 to put 20% of every check in a savings account, and I ignored him for 3 years

Jade Kim · 2026-10-16T06:10:04.861111+00:00

So back in 2019 my old foreman Ray told me to start putting 20% of every paycheck into a savings account I couldn't touch easily, like at a different bank. I laughed it off because at the time I was making $19 an hour and 20% felt impossible. Fast forward to 2021 when my truck transmission went out and I had to put $2,800 on a credit card because I had maybe $400 saved. Started doing the 20% thing after that and now I've got about $11k sitting there and I sleep way better. Has anyone else had someone give them advice that took a real kick in the teeth before it clicked?

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My boss told me in 2019 to put 20% of every check in a savings account, and I ignored him for 3 years | Ask Anything - Topic Shares