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I was about to give up on saving for a new truck until I tried the 'cash envelope' thing for 6 months.
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leet297mo ago
My cousin in Ohio swore by cash envelopes for his boat fund. It really does force you to see where the money goes.
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christopherwilliams7mo ago
Cash envelopes are a hassle for any big purchase. My buddy tried that for a down payment and lost a whole envelope in his truck. Digital tracking is just safer and easier.
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caseys526mo ago
Honestly, that cash envelope method sounds like a mess waiting to happen. Tried it for a vacation fund and just ended up with a drawer full of random cash. Setting up a separate savings account online worked way better for me.
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